Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("Player", "User", "you") and bj44 ("we", "us", "our", "the Platform") governing your access to and use of the website located at https://bj-44.asia and all associated services, games, promotions, and features offered by bj44.

By creating an account, logging in, making a deposit, or otherwise using the bj44 platform in any capacity, you expressly acknowledge that you have read, understood, and irrevocably agree to be bound by this Agreement in its entirety, including all policies incorporated by reference such as our Privacy Policy and Responsible Gaming Policy.

If you do not agree with any provision of these Terms and Conditions, you must immediately cease using the bj44 platform and close your account. Continued use of the platform following the publication of any revisions to these Terms constitutes binding acceptance of those revisions.

2. Eligibility & Age Restriction

Access to bj44 and participation in any gaming or betting activity on the platform is subject to the following strict eligibility requirements:

• Minimum Age: You must be at least eighteen (18) years of age. bj44 operates a strict 18+ policy. Minors are strictly prohibited from registering, accessing, or using any service on this platform under any circumstances.
• Legal Capacity: You must have full legal capacity to enter into a binding contract under the laws applicable in your jurisdiction of residence.
• Jurisdiction: You are solely responsible for ensuring that your use of bj44 complies with all applicable laws and regulations in your jurisdiction. bj44 primarily serves players in Bangladesh; it is your responsibility to verify that online gaming is lawful in your specific location.
• Self-Exclusion: You must not be subject to any self-exclusion order, voluntary exclusion agreement, or cooling-off period on this or any affiliated gaming platform at the time of registration or gameplay.
• Single Account: Each individual may hold only one registered account on bj44. Duplicate accounts are strictly prohibited and will result in immediate termination and forfeiture of balances.

bj44 reserves the right to request identity verification documents at any time to confirm a user's age and eligibility. Failure to provide satisfactory documentation within a reasonable timeframe shall constitute grounds for account suspension or permanent closure.

3. Account Registration

3.1 Registration Requirements

To access real-money gaming services on bj44, you must complete the registration process and create a verified account. You agree to provide accurate, current, and complete information during registration and to promptly update your account information if any details change.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your bj44 login credentials including your username and password. You must not share your account credentials with any third party under any circumstances. bj44 shall not be held liable for any losses resulting from unauthorised access to your account caused by your failure to maintain credential security.

• You must notify bj44 customer support immediately upon discovering any suspected unauthorised use of your account.
• bj44 strongly recommends enabling two-factor authentication (2FA) to add an additional security layer to your account.
• You must not use automated tools, bots, scripts, or software to access or interact with your bj44 account.

3.3 Know Your Customer (KYC) Verification

bj44 operates a comprehensive KYC verification process in accordance with internationally recognised anti-money laundering (AML) and counter-terrorism financing (CTF) standards. As part of this process, we may request the following documentation:

• Government-issued photo identification (National ID Card, Passport, or Driving Licence)
• Proof of residential address dated within the past three months (utility bill, bank statement)
• Proof of ownership of payment methods used for deposits (e.g., mobile wallet screenshots)
• Source of funds documentation where transactions exceed specified thresholds

Withdrawals may be withheld pending successful completion of KYC verification. bj44 reserves the right to close accounts where verification cannot be completed satisfactorily.

4. Deposits & Withdrawals

4.1 Accepted Payment Methods

bj44 accepts deposits and processes withdrawals through the following payment channels available to Bangladesh players: bKash, Nagad, Rocket, Upay, Dutch-Bangla Bank Limited (DBBL) mobile banking, City Bank, BRAC Bank, Islami Bank, and Sonali Bank. Accepted methods are subject to change and bj44 reserves the right to modify available payment options with reasonable notice.

4.2 Deposit Terms

• All deposits must be made from payment accounts registered in your own name. Third-party deposits are strictly prohibited.
• Minimum and maximum deposit limits apply and are displayed at the time of transaction. These limits may vary by payment method and account verification status.
• Deposits are credited to your bj44 account balance upon confirmation from the payment provider, typically within seconds for mobile wallet transactions.
• bj44 does not charge fees for standard deposits; however, your payment provider may apply their own transaction charges.
• Deposits made to claim bonuses are subject to the bonus terms and wagering requirements detailed in Section 5 of this Agreement.

4.3 Withdrawal Terms

• Withdrawal requests are processed to the same payment method used for the corresponding deposit wherever technically possible.
• Minimum withdrawal amounts apply per transaction and are displayed in the cashier section of your account.
• Withdrawals are subject to identity verification and may be delayed pending satisfactory completion of KYC requirements.
• bj44 targets withdrawal processing within fifteen (15) minutes during standard operating hours; however, processing times may extend during peak periods or where additional verification is required.
• bj44 reserves the right to limit or withhold withdrawals pending investigation of suspected fraud, bonus abuse, or breach of these Terms.
• Bonus funds are non-withdrawable until applicable wagering requirements have been fully satisfied.

4.4 Currency

All transactions on bj44 are conducted in Bangladeshi Taka (BDT / ৳). Where currency conversion is required due to game provider specifications, the applicable exchange rate will be displayed prior to transaction completion.

5. Bonuses & Promotions

5.1 General Bonus Terms

bj44 offers various bonuses and promotional incentives to eligible players. All bonuses are subject to specific terms including wagering requirements, time limits, game restrictions, and maximum withdrawal caps. These specific conditions are published alongside each promotion and form part of this Agreement.

• Wagering Requirements: Bonus funds and any winnings derived from bonus funds must be wagered a specified number of times before withdrawal. Wagering requirements are clearly stated for each bonus offer.
• Eligibility: Bonuses are available only to players who meet all eligibility criteria, including age verification, KYC completion, and adherence to these Terms.
• One Bonus Per Promotion: Each player is entitled to claim each specific promotional offer once only, unless explicitly stated otherwise in the promotion terms.
• Game Contribution: Different game categories may contribute different percentages towards wagering requirements. Slot games typically contribute 100%; live dealer, table games, and sports betting may contribute lower percentages as specified in individual promotion terms.
• Expiry: Unclaimed bonuses and bonus balances subject to unfulfilled wagering requirements expire after the time period stated in the promotion terms. Expired bonuses are forfeited without exception.

5.2 Bonus Abuse

bj44 operates a zero-tolerance policy towards bonus abuse. Activities including but not limited to creating multiple accounts to claim bonuses repeatedly, coordinating with other players to fulfil wagering requirements artificially, or exploiting technical errors in bonus crediting systems constitute grounds for immediate account termination and forfeiture of all balances including genuine deposits.

6. Gameplay & Fair Play

6.1 Game Integrity

All casino games available on bj44 utilise certified Random Number Generator (RNG) technology to ensure genuinely random and statistically fair outcomes. Our RNG systems are independently tested and certified by recognised third-party testing laboratories. Sports betting markets and odds are generated using industry-standard algorithmic systems reflective of genuine sporting probabilities.

6.2 Technical Malfunctions

In the event of a technical malfunction, error, or interruption during gameplay, all affected bets and transactions shall be declared void. bj44 shall not be liable for losses arising from technical faults beyond our reasonable control. Any winnings generated as a direct result of a technical error or system fault are not valid and will not be paid out.

6.3 Sports Betting Rules

• All sports bets are placed subject to the specific sport rules and market rules applicable to each event.
• Cricket betting on BPL, IPL, T20 World Cup, and international Bangladesh Tigers matches is subject to official match results as declared by the relevant governing body (ICC, BCB).
• bj44 reserves the right to suspend or void betting markets where match integrity concerns arise or where a result is subject to official investigation.
• In-play betting markets close at the discretion of bj44 trading operations and may be suspended without notice during live events.
• Maximum payout limits apply per event and per market. These limits are displayed within the relevant betting interface prior to bet placement.

6.4 Account Balance & Transactions

The balance displayed in your bj44 account at any given time is the definitive and authoritative record of your available funds. In the event of any discrepancy between your records and bj44's system records, bj44's server-side records shall prevail unless demonstrable technical error can be proven. Transaction histories are available in your account dashboard and are retained for a minimum of twelve (12) months.

7. Responsible Gaming

bj44 is committed to promoting responsible gaming and player welfare. We provide a suite of player protection tools to assist users in maintaining healthy gaming habits:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits from within their account settings. Limit reductions take effect immediately; limit increases are subject to a 24-hour cooling-off period.
• Loss Limits: Players may set maximum loss thresholds over defined time periods to restrict potential financial exposure.
• Session Time Limits: Players may configure maximum continuous gaming session durations after which the platform will prompt a mandatory break.
• Reality Checks: Automated on-screen notifications remind players of time elapsed and net activity during gaming sessions.
• Self-Exclusion: Players wishing to temporarily or permanently exclude themselves from bj44 may request self-exclusion through customer support. Self-exclusion periods range from 30 days to permanent closure. During any active self-exclusion period, the player's account will be suspended, bonus offers will be suppressed, and marketing communications will cease immediately.
• Cool-Off Periods: Players may request a short-term cooling-off period of 24 hours, 7 days, or 30 days during which account access is suspended.

bj44 urges any player who feels that gambling is negatively impacting their finances, relationships, or mental wellbeing to contact our customer support team immediately. We will assist in activating appropriate protective measures and can provide referrals to professional counselling resources. Please visit our dedicated Responsible Gaming page for full details. Gambling is strictly for adults aged 18 years or above.

8. Prohibited Activities

The following activities are strictly prohibited on the bj44 platform and constitute grounds for immediate account suspension, permanent termination, and forfeiture of all balances:

• Registering or operating more than one account, whether in your own name or using false identities
• Providing false, misleading, or fraudulent information during registration or KYC verification
• Using the platform if you are under 18 years of age
• Engaging in any form of money laundering, fraud, or other financial crime using the bj44 platform
• Using automated software, bots, artificial intelligence tools, or scripts to interact with games or place bets
• Exploiting software bugs, glitches, or technical vulnerabilities for financial gain
• Colluding with other players in poker, live table games, or sports betting markets
• Attempting to reverse-engineer, copy, or reproduce bj44's software, games, or platform architecture
• Engaging in any form of match-fixing, spot-fixing, or corrupt activity in connection with sports betting markets
• Using a VPN, proxy server, or other technical means to mask your true geographic location
• Threatening, harassing, or abusing bj44 staff or other platform users
• Depositing funds obtained through illegal means or accepting deposits from third parties into your bj44 account

bj44 reserves the right to report suspected criminal activity, including money laundering and fraud, to relevant law enforcement and financial intelligence authorities. All funds associated with suspected prohibited activity may be frozen pending investigation and, where applicable, surrendered to authorities.

9. Intellectual Property

All content on the bj44 platform, including but not limited to the website design, logo, graphics, text, software, game interfaces, promotional materials, and all other intellectual property ("Content"), is owned by or licensed to bj44 and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the bj44 platform solely for personal, non-commercial recreational gaming purposes. This licence does not include the right to:

• Reproduce, distribute, publish, or display any Content without prior written authorisation from bj44
• Modify, adapt, translate, or create derivative works based on any Content
• Use bj44's name, logo, or brand identifiers in any commercial context without explicit written permission
• Frame, scrape, or systematically extract data from the bj44 platform

All game content is provided by third-party game studios including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, and others, and remains the intellectual property of those respective providers. Any unauthorised use of third-party game content is prohibited and may result in legal action by the relevant rights holders.

10. Privacy & Data

bj44 collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the bj44 platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Key principles governing our data practices include:

• Data Security: All personal data and financial transactions are protected using industry-standard SSL/TLS encryption. We employ technical and organisational security measures to prevent unauthorised access, disclosure, alteration, or destruction of your data.
• Data Retention: Account and transaction data is retained for a minimum period required by applicable AML and financial record-keeping standards, typically a minimum of five (5) years following account closure.
• Third-Party Sharing: Your data may be shared with payment processors, KYC verification providers, game studios, and regulatory authorities strictly as necessary to provide and operate our services or comply with legal obligations.
• Marketing Communications: With your consent, bj44 may send promotional communications regarding bonuses, new games, and platform updates. You may opt out of marketing communications at any time through your account settings or by contacting support.

For full details of our data practices, please review our Privacy Policy.

11. Limitation of Liability

To the fullest extent permitted by applicable law, bj44, its directors, officers, employees, agents, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the bj44 platform, including but not limited to:

• Loss of winnings, revenue, profits, or anticipated savings
• Loss of data or account information
• Damages arising from system downtime, technical malfunctions, or service interruptions
• Losses resulting from unauthorised account access caused by your failure to maintain credential security
• Losses arising from your reliance on any information provided on the platform

The bj44 platform and all services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

12. Termination

12.1 Termination by bj44

bj44 reserves the right to suspend or permanently terminate your account at any time and without prior notice where we determine, in our sole discretion, that you have breached any provision of these Terms, engaged in prohibited activities, provided fraudulent information, or where continued operation of your account poses a risk to platform integrity, financial security, or legal compliance.

Upon termination for breach, any remaining balance may be withheld pending investigation. Where termination results from verified fraudulent conduct, balances may be forfeited entirely.

12.2 Voluntary Account Closure

You may close your bj44 account at any time by submitting a closure request to our customer support team. Prior to closure, you must withdraw all available real-money balances. Unclaimed bonus balances are forfeited upon account closure. Account closure requests are processed within five (5) business days.

12.3 Effect of Termination

Upon termination for any reason, your licence to use the bj44 platform is immediately revoked. Provisions of these Terms that by their nature survive termination, including but not limited to intellectual property rights, limitations of liability, and dispute resolution, shall remain in full force and effect following account closure.

13. Disputes & Governing Law

13.1 Dispute Resolution Process

In the event of any dispute, complaint, or claim arising from your use of the bj44 platform, we encourage you to first contact our customer support team, who will endeavour to resolve the matter promptly and fairly. Please submit your complaint in writing to our support email with full details of the disputed transaction or event, including account username, date and time, transaction reference numbers, and a clear description of the issue.

bj44 targets initial response to formal complaints within 48 hours and aims to resolve all disputes within fourteen (14) business days. Complex disputes involving significant sums or technical investigations may require additional time, in which case we will provide regular status updates.

13.2 Governing Law

These Terms and Conditions and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with applicable international online gaming regulations and the general principles of commercial contract law. The English-language version of these Terms shall be the authoritative version for all legal purposes.

13.3 Binding Decision

Where a dispute cannot be resolved through direct negotiation between you and bj44, both parties agree to submit to binding dispute resolution through an independent arbitration process. The decision of the appointed arbitrator shall be final and binding on both parties. Each party shall bear their own costs in connection with the arbitration unless the arbitrator determines otherwise.

14. Amendments

bj44 reserves the right to amend, update, or replace these Terms and Conditions at any time. Where changes are material, bj44 will provide reasonable advance notice through one or more of the following channels: on-screen notification upon login, email notification to your registered address, or prominent announcement on the platform homepage.

The date of the most recent revision is always displayed at the top of this page. Your continued use of the bj44 platform following the effective date of any amendment constitutes your binding acceptance of the revised Terms. If you do not agree with any amendment, you must cease using the platform and may request account closure in accordance with Section 12.2 of this Agreement.

It is your responsibility to review these Terms periodically to remain informed of the current conditions governing your use of the bj44 platform. bj44 recommends reviewing these Terms at least once per month or upon receipt of any notification of amendment.